Get Rich, Don't Bitch

Today, more than ever before, wealth is something every woman has the power to create. Yet Jean Chatzky constantly hears all the excuses why women can’t and don’t master their money. Now, she reveals the secrets and the strategies she created to take control of her own money–strategies through which she gained her “money confidence.” It’s time for you to find yours!

In Make Money, Not Excuses Jean shares these valuable lessons:

• Where to start
• How to get over your “I’m not smart enough to deal with money” feelings
• Why being a “good-enough investor” will make more money for you in
the long-term (while trying to be a “great investor” will drive you crazy)
• How (and where) to save your money
• Why women make better investors––and higher returns––than men
• How to track where you’re overspending
• How to pay off your debt

Jean is unsurpassed in her ability to explain money and investing in simple, straightforward ways. Here she breaks down the scariest parts of dealing with money–from investing in stocks to saving for your retirement–and makes them practical, easy, empowering, and, yes, even enjoyable. This is your road map to real wealth.


“Chatzky writes like the smart, candid best friend you wish you had.”
–Newsweek...

The national bestseller that can help you create the life of your dreams for only $10 a day, using Jean Chatzky's powerful "debt diet."

Is it really possible to live without credit card debt, bill collectors, whopping interest payments, or anxiety about retirement? Yes it is, and Jean Chatzky, one of America's most beloved money experts, can teach you how to use the debt diet to make that dream a reality.

Millions of Americans watch Chatzky on NBC's Today show, and millions more read her articles in magazines like Money, Time, Life and Travel & Leisure. Unlike some financial gurus, she offers straight talk about the problems real people face in the real world. Chatzky proves that anyone, no matter how debt-ridden or how low on income, can find an extra $10 a day to knock out their debt and build a bright, secure future.

It might be as simple as spending less on your morning coffee or as drastic as trading in your SUV for a more practical car. You'll also learn how to track your spending, consolidate your debts, force credit card companies to give you their best rates, and plan ahead for the inevitable surprise expenses that crop up from time to time.
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Jean Chatzky has been working with viewers of NBC’s Today show for a series on how to get out of debt once and for all. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’t sound like much—a movie ticket or lunch for two at McDonald’s— but $10 really can take you from debt to wealth in just a few years. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan than an extreme regimen of spending cutbacks.

Chatzky is focusing on debt because it’s the single biggest threat to our financial health. The average American family has sixteen credit cards and high-rate debt of more than $8000, not even counting car loans and mortgages. They pay more than $1000 a year in interest alone. Debt makes people feel depressed and overwhelmed, leaving them without enough money for the truly important things in life—education, retirement, owning a home, feeling secure.

Chatzky, one of America’s most popular personal finance experts, writes in down- to- earth, woman-next-door language about how to get started right away, without giving up the things that truly give you pleasure. She offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores. Featuring real-life examples of people featured on her Today show series, Pay It Down can transform debtors into future millionaires....

During tough times, what’s the difference between those who survive . . . and those who thrive?

Through her groundbreaking research of the wealthy, trusted financial coach Jean Chatzky has identified the traits and habits of those who have moved from the lowest economic strata to the highest. The good news: These attributes, beliefs, and behaviors are all things you can learn.

The Difference Wealth Building Journal is designed to help you take a close look at where you are now and provides a series of exercises to get you where you want to go. As you complete this journal, you will:
•Take control of your spending (and find the cash to fund your dreams)
•Overcome typical investment anxiety with a simple step-by-step plan
•Break down long-term financial goals into manageable pieces
•Evaluate your sense of optimism, resilience, and connection to others (and learn how these personality traits lead to wealth)
•Discover that feeling grateful is the fastest way to feel rich

As you’ll see, the difference is within you: You have the power to determine your financial future and make strides toward the next level of wealth....

The popular TODAY financial editor Jean Chatzky helps you navigate through the critical challenges and potential catastrophes of personal finance.

You've just lost your job. You've got a baby on the way. Your parent has had a stroke. Most people seek financial help not because they're planning for the future but because they need it . . . right now! If you have money problems or are seeking immediate help to solve a dire, unanticipated financial emergency, then you need Money 911. In this invaluable guidebook, financial expert Jean Chatzky provides answers to today's most pressing financial questions and concerns, including:

• How do I get out of debt?
• How do I avoid foreclosure?
• How do I set up a monthly budget?
• How can I improve my credit score?
• How do I get my health insurance to pay a claim?
• What should I do when I lose a parent?

With Money 911, you can prepare for retirement, buy or sell a home, pick up the pieces of your personal finances, and get back on your feet—and stay there!

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