Ella loves the annual Elephant Island Carnival for its rides, its cotton candy and the fun she always has with her friends. But this year isn't looking promising: Belinda's being a pest, Ella's allowance is all gone, and it looks like a storm's coming. Has Ella's luck finally run out?

Then a great gust of wind blows Ella's special hat out to sea, and she hops into a paddle boat to save it. A storm races in, and the wild ocean strands poor Ella on an island she's never seen before. Is Ella in for a miserable time, or is she going to learn what REAL luck is all about?