Simple steps to take control of your family's finances.

Most of us are so busy living our day-to-day lives we don't always have time to think through important financial decisions.

Written by top USA TODAY personal finance columnists Sandra Block and John Waggoner and reporter Kathy Chu, The Busy Family's Guide to Money cuts to the chase with real, practical financial solutions - fast. Learn how to rework the family budget or shop around for the best college savings account and get a handle on the most pressing financial issues your family faces.

The book covers concise, sensible information on how to:

discuss money with a spouse

create a budget the family can stick to

get the best mortgage

take control of debt

teach kids about money management

get the most out of healthcare

plan for college and retirement

simplify investments and avoid mistakes

You'll also find out how to claim kids as tax breaks, deal with major one-time expenses, save for retirement and protect your loved ones with basic legal documents.

Filled with helpful charts, checklists and resources, The Busy Family's Guide to Money makes managing finances a snap!...

Simple steps to peace of mind about your family's finances.

Every family worries about money, whether theyire strapped for cash and living paycheck to paycheck, or concerned about saving for college or retirement. And hardworking parents donit always have time to spare for reworking the budget or shopping around for the best college savings account.

The Busy Familyis Guide to Money is here to help and is now available in audio format, offering busy couples solid advice about how to use money wisely to care for their families now and in the future.

Written by top USA TODAY personal finance columnists Sandra Block and John Waggoner and veteran reporter Kathy Chu, the abridged audio collection covers the most pressing financial issues that families face. Listeners will find concise, sensible information on each 60-minute CD. The package also includes the complete, unabridged text of the original book on CD-Rom.

The Busy Familyis Guide to Money audio book is the perfect resource for busy families who need real, practical solutionsofast....

Reduce your taxes with great tips in plain English.

While many tax books claim they can sharply reduce or eliminate your tax burden altogether, too often their dubious methods apply to nearly no one -- or their accounting schemes run the risk of drawing unwelcome IRS scrutiny. Easy Ways to Lower Your Taxes provides legitimate tactics and useful insights that can really lower your tax bill without running afoul of the IRS.

Learn more about tax planning:

Get a lower tax rate

Boost your tax-free income

Defer paying your taxes

Make the most of deductions

Take advantage of exemptions

Identify and use credits

Shift income to other taxpayers -- legally

Each rule is accompanied by excerpts, strategies, ideas, and real-world examples, plus information on retirement plans, home mortgages, student loans, charitable contributions, medical expenses, dependents -- even businesses that never get started! You'll save big with the simple strategies found in Easy Ways to Lower Your Taxes....